13015 SURF STREET, LUSBY, MD 20657 | MLS #MDCA2026366 | Berkshire Hathaway HomeServices Fox & Roach
 

13015 SURF STREETLUSBY, MD 20657

Single Family · 4 Beds · 2 Full Baths · 1,518 Sq. ft. | 0.33 Acres
$399,950 ACTIVE

13015 SURF STREET Overview

Time on Site:
68 days
Visits:
0

Drum Point on the Chesapeake Bay Nestled in the serene community of Drum Point, this exquisite raised ranch home offers a harmonious blend of comfort and luxury, perfect for those seeking an elevated lifestyle. With 1,518 square feet of thoughtfully designed living space, this residence features four spacious bedrooms and two full bathrooms, ensuring ample room for relaxation and entertainment. Step inside to discover an inviting open floor plan that seamlessly connects the kitchen and living areas, creating a warm atmosphere ideal for gatherings. The galley kitchen is equipped with high-end appliances, including a sleek stove, refrigerator, microwave, dishwasher, and disposal, making meal preparation a delight. The combination of functionality and style is enhanced by the charming family room that flows effortlessly from the kitchen, perfect for cozy evenings or lively get-togethers. Natural light pours through the thoughtfully placed windows, accentuating the home's inviting ambiance. Ceiling fans throughout provide a gentle breeze, enhancing the comfort of each room. The entry-level bedroom offers convenience and accessibility, making it a versatile space for guests or a home office. Outside, the property boasts a generous 0.33-acre lot, providing ample space for outdoor activities or serene moments of reflection. Enjoy the tranquility of the nearby Chesapeake Bay, with water access just a stone's throw away. Whether you're kayaking, fishing, or simply soaking in the stunning views, this location offers a unique opportunity to embrace a water-oriented lifestyle. Additional features include a convenient laundry area with a washer and dryer, ensuring that daily chores are a breeze. The property also includes a shed for extra storage, keeping your outdoor space organized and clutter-free. With a driveway that accommodates up to three vehicles, parking is never a concern. This home is not just a residence; it's a lifestyle choice that invites you to experience the beauty of waterfront living while enjoying the comforts of a well-appointed home. Embrace the charm of Drum Point and make this luxurious retreat your own. This is Chesapeake living at its finest — come home to the water.

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13015 SURF STREET Facts & Features

  • Type Single Family
  • Sq. ft. 1,518
  • Price/Sq.ft. $263
  • Lot 0.33 Acres

Details

General

Association/HOA

  • Association Fee: $275.00
  • Association Fee Frequency: Annually
  • Association Name: DRUM POINT PROPERTY OWNERS' ASSOCIATION
  • Association: Yes
  • Condo/Coop Association: No

Listing Information

  • Real Estate Owned: No
  • Short Sale: No

Building Information

  • New Construction: No
  • Pool: No Pool
  • Total SQFT: 1518
  • Year Built: 1977

Location/Region

  • Country: US
  • County: CALVERT
  • County Or Parish: CALVERT
  • In City Limits: No
  • Subdivision Name: DRUM POINT

Parking Information

  • Total Parking Spaces: 3
  • Type of Parking: Driveway

Tax Information

  • County Tax: 3423.00
  • County Tax Payment Frequency: Annually
  • Tax Annual Amount: $3,833.00
  • Tax Assessed Value: 334600.00
  • Tax Year: 2026

General Information

  • Property Type: Residential
  • School District Name: CALVERT COUNTY PUBLIC SCHOOLS
  • Senior Community: No
  • Special Listing Conditions: Standard
  • Vacation Rental: No
  • Year Assessed: 2026
  • Zoning: R

Interior

Building Information

  • Cooling Fuel: Electric
  • Heating Fuel: Electric

Parking Information

  • Garage: No

Beds/Baths

  • Bathrooms Full: 2
  • Bathrooms Full Main Level: 1
  • Bathrooms Half: 0
  • Bathrooms Half Main Level: 0
  • Bathrooms Total: 2
  • Bedrooms Total: 4

Building Exterior/Construction

  • Structure Type: Detached

Building Interior

  • Above Grade Finished Area: 1012
  • Above Grade Finished Area Source: Assessor
  • Above Grade Finished Area Units: Square Feet
  • Below Grade Finished Area: 506
  • Below Grade Finished Area Source: Assessor
  • Below Grade Finished Area Units: Square Feet
  • Central Air: No
  • Hot Water: Electric

General Information

  • Accessibility Features: None
  • Appliances: Stove, Refrigerator, Microwave, Dishwasher, Disposal, Dryer, Washer
  • Basement: No
  • Cooling: Window Unit(s)
  • Foundation Details: Block, Slab
  • Interior Features: Bathroom - Tub Shower, Ceiling Fan(s), Combination Kitchen/Living, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Galley
  • Levels: 2
  • Living Area: 1518
  • Living Area Source: Assessor
  • Main Level Bathrooms: 1.00
  • Main Level Bedrooms: 1
  • Rooms Total: 8

Exterior

Lot Information

  • Lot Size Acres: 0.33
  • Lot Size Source: Estimated
  • Lot Size Square Feet: 14375.00
  • Lot Size Units: Square Feet
  • Water Source: Private, Well

Waterfront/View

  • Water Body Name: Chesapeake Bay
  • Water Body Type: Bay
  • Water Oriented: Yes
  • Water View: No
  • Waterfront: No

Building Exterior/Construction

  • Architectural Style: Raised Ranch/Rambler
  • Construction Materials: Frame

General Information

  • Other Structures: Above Grade,Below Grade
  • Sewer: Public Sewer
  • Water Access: Yes

13015 SURF STREET Neighborhood

Community

20657 (LUSBY) Demographics

36
Median Age
509
Population Density (per sq. mile)
40%
College Educated
$100,227
Estimated Median Income
5,943
Estimated Total Home Owners
1,047
Estimated Total Renters
85% / 15%
Estimated Owner / Renter Divide
3
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

13015 SURF STREET Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

13015 SURF STREET Market Data

Based on the last 30 days in this zip code

$471,579
Average List Price
$248
Average Price per Square Foot
27
Properties Sold
81
Average Days on Market
134
Properties for Sale
Calculations provided by Reliance Network

13015 SURF STREET History

Date Event Value Agent
5/21/2026Source: BRIGHT MLS Price Reduction
$399,950 -7.0%
5/8/2026Source: BRIGHT MLS Price Reduction
$430,000 -6.5%
4/22/2026Source: BRIGHT MLS Added to Database
April 22, 2026
Listing provided courtesy of RE/MAX United Real Estate- MLS# MDCA2026366MLS ProviderContact Information: 3017024200