Most of us don’t give our insurance policies much thought after the initial purchase. But your circumstances change over time – and your policies should too. You don’t want to find yourself short on coverage when it’s time to submit a claim. Or paying for more than you actually need.

A free insurance policy review from Trident Insurance Agency will help you make informed decisions about how to protect your most valuable investments.

What Does a Complimentary Insurance Review from Trident Include?

We’ll begin your insurance policy review by examining your policy declaration page. This outlines the key features of your plan, such as coverage type, limits, deductibles, and premium. Our goal is to understand what you currently have and if it’s competitive in the marketplace.

Next, we’ll discuss your insurance needs, relative to the type of policy. For example, if we’re reviewing your homeowner’s policy, we might ask questions like:

  • Have you made any significant improvements since you bought this policy?
  • Have you added an alarm system recently?
  • Does your home have more valuable belongings now, such as jewelry or art?
  • When was the replacement value of your home last calculated?

With a better sense of your current situation, we can make some recommendations, such as:

  • Advising more or less coverage for a particular policy
  • Providing a competitive quote to help you save money
  • Scheduling another review based on anticipated life changes

Types of Insurance Available Trident Can Review

Whether you need a life insurance policy review to prepare for retirement or simply want to save money on insuring your vehicles, we can help. Trident insurance professionals are available to review both your personal and business insurance plans, including:

  • Homeowner’s insurance
  • Flood insurance
  • Auto insurance
  • Life insurance
  • Business/commercial insurance
  • Liability insurance

Benefits of A Free Insurance Policy Review

There are several benefits to having a free insurance policy review by a Trident agent.

Being Prepared

You never know when you’ll need insurance. By regularly adjusting your plan based on life changes and discussing “what-if” scenarios with your agent, you’ll be ready.

Saving Money

In addition to comparing insurance rates for similar policies, a review can reveal unnecessary coverage or opportunities for discounts.

No Risk

Our goal is to help you make the best decisions for you, your family, and/or your business. If we provide a competitive quote as part of this service, you’re under no obligation to purchase a policy.

Access to Multiple Carriers

Trident is unique in that we represent 35 of the highest-rated insurance companies in the United States. We’ve carefully chosen them for competitive premiums, financial stability, and responsiveness to claims. After our insurance policy review, you can be confident that you’re getting the best coverage at the best price.

Credibility in the Industry

Trident was ranked 17th on Insurance Journal’s Top 100 Property/Casualty Independent Agencies for personal lines insurance (sold to individuals and families). We also have a Net Promoter Score of 85, which measures whether customers would recommend our company to family and friends. Based on global NPS standards, a score of 50+ is excellent and 70+ is “world-class.”

How Often Should You Review an Insurance Policy?

So, you may be wondering, is this a one-time thing? How often should I review my policy?

It’s a good idea to review your insurance policies annually. However, if you have a major life change, it’s important to act right away. For example, when you have a child, purchase a new vehicle, or renovate your home. These can have a significant impact on your insurance needs.

Would you like to schedule your complimentary insurance review? Contact the experienced agents at Trident Insurance Agency and we’ll help you protect your greatest investments.